Financial Aid

The purpose of the financial aid program at Manchester Community College is to provide financial access to the college for as many eligible students as current funding will allow.

Many students need educational financial assistance for various reasons and the Financial Aid Office is available to help you meet the basic expenses of tuition and fees. Even if you feel you may not be eligible for aid, we encourage all students to apply for it using the Free Application for Federal Student Aid (FAFSA). The application is available starting in October of the previous year (example: if applying for Fall 2018, FAFSA is available starting October 2017).

What is Financial Aid?

Financial aid is money in the form of grants, employment and loans that is available to students to help pay the cost of attending a college, university, or vocational/technical school. Financial aid comes from the federal government, which is the largest provider of aid, as well as state governments, schools and a variety of the public and private sources.

The prime objective of the Financial Aid Office is to meet the basic expenses of tuition and fees of the MCC students. In addition, many recipients qualify for assistance to cover additional educational expenses, such as books, supplies and transportation costs. Many students supplement their grant aid from MCC with employment earnings and Direct Stafford Loans that more fully meet their expenses for room, board, transportation, personal health and child care costs.

Applying for Financial Aid

To be considered for financial aid or apply for a loan, all students must submit and complete the FAFSA. Once a FAFSA is submitted, it takes 7-10 business days for MCC to receive it.  You can use the Net Price Calculator to get an estimate of the cost of your education at MCC. Keep in mind that the more accurate your information is, the more accurate your cost calculation will be.

Net Price Calculator

Submitting the FAFSA

The Free Application for Federal Student Aid (FAFSA) is an application that you prepare annually in order to determine eligibility for federal, state and institutional financial aid. To apply, fill out the electronic application at fafsa.gov. You will need to provide personal and financial information in order for your eligibility to be determined. You will need to refer to:

  • Your Social Security card and driver’s license
  • W-2 forms or other records of income earned
  • Your spouse’s Federal Income Tax Return, if you are married
  • Your parent(s)’ Federal Tax Form, if you are under 24 years of age
  • Records of other untaxed income received such as welfare benefits, Social Security benefits, TANF, veteran’s benefits or military or clergy allowances
  • Current bank statements and records of stocks, bonds and other investments
  • Business or farm records, if applicable
  • Your alien registration card (if you are not a U.S. citizen)

Tips for Filling Out the FAFSA

  • Be aware of MCC’s important deadlines for filing. It is a good habit to fill out your FAFSA right after you complete your tax forms. The FAFSA takes approximately 20-30 minutes to complete.
  • You must have an FSA ID in order to sign your application electronically. If you are a dependent student, one of your parents is also required to sign the FAFSA (using their FSA). An FSA ID can be obtained at https://fsaid.ed.gov/.
  • To ensure that MCC receives your FAFSA, be sure to add our school code 001392.

Basic Eligibility Criteria

To be eligible for financial aid, a student must meet the following criteria:

  • Be a citizen or an eligible non-citizen of the U.S.
  • Be enrolled in a degree or certificate program (for many aid programs at least half-time)
  • Be registered with the Selective Service (if male)
  • Be in academic good standing, as described in the MCC Course Catalog, and maintaining satisfactory progress.

FAFSA Processing Deadline

  • Fall semester: May 15
  • Spring semester: October 1

After these dates, applications will be processed on a rolling basis throughout the year, on a first come, first served basis.

If the deadline is missed, we cannot guarantee that FAFSA will be processed before the start of classes. Students submitting FAFSA applications or verification paperwork after the deadline must make plans to pay for their classes. Students denied financial aid are still responsible for payment of tuition, fees and any other financial obligations to the college.

Financial Need Factors

In addition to meeting the basic eligibility criteria, students must have financial need in order to receive grants. Financial need is determined by a federal formula that takes various factors into account including:

  • Income of student (and parent or spouse)
  • Assets of student (and parent or spouse)
  • Family size
  • Number of family members in college, not including parents

What if the family financial circumstances change?

When financial circumstances change, the Financial Aid Office is available to help students and their families locate funding sources and understand the options available to them. Advice may include educating the student on how to apply for scholarships, recalculating a family’s eligibility based on documented financial changes, or counseling a family regarding available student loans and payment plans.

MCC will consider income reduction/unusual circumstances at any time during the academic year as long as funds are available.

Awards

Financial aid awards are calculated for the academic year. A new academic year begins every fall semester. Each academic year, students must reapply for financial aid. Beginning Fall 2017, award calculations will be based on income, assets, and family resources and circumstances from two years prior to that fall semester, in conjunction with current need analysis methodologies and regulations. (i.e. If the student applies for 2017-2018 aid, the family income and resources used will be from tax year 2015.) Additionally, students must continue to make satisfactory academic progress to remain eligible for financial aid.

IRS Data Retrieval Tool (DRT)

Note:  Students and parents who have filed their IRS tax return will be able to select the IRS Data Retrieval option on the Free Application for Federal Student Aid (FAFSA) to transfer tax information to the FAFSA. We strongly encourage you to select this option during the initial filing or when subsequent corrections are made to your 2015-2016 FAFSA. This option will streamline and expedite the processing of your financial aid application. Using the tool will also greatly decrease your chances of being selected for verification.To successfully use this option you must:

  • Have a federal tax return filed with the IRS.
  • Have a valid Social Security number.
  • Have an FSA ID.

You will be unable to use this option if:

  • Your marital status changed after December 31, 2014.
  • You filed married filing separately.
  • You filed an amended return.
  • You filed a foreign tax return.
  • You filed a tax return using a tax ID number (TIN).
  • The home address on the FAFSA does not match the address on the tax return.
    According to the IRS, this tool cannot be used until 1-2 weeks after electronically filing a tax return and 6-8 weeks after filing paper tax returns.

How Data Retrieval Tool Works

When either a parent or student selects the IRS Data Retrieval option, the FAFSA central processing system (CPS) will conduct a data match with the IRS. As the federal income tax filer, you will be redirected to a secure IRS website, where you will permit the IRS to transfer income data to the CPS. Data that is successfully matched will be marked on the FAFSA with the following notation, “Transferred from the IRS.” It’s as simple as that. This process avoids reporting errors and processing delays that can otherwise occur when the option is not selected.

Types of Financial Aid

There are two main types of aid:

Merit-based Aid

Merit-based Aid is given to students who have a special characteristic, skill, talent or ability. A scholarship is an example of merit-based aid. Merit-based aid is usually a gift that does not have to be paid back, although students who get merit aid sometimes have to promise to teach or perform some other service when they finish school.

Need-based Aid

Need-based Aid is given to students who can show they need financial assistance to pursue an education beyond high school. Most financial aid is awarded on the basis of need. There are three kinds of need-based aid:

Grants

Pell Grant and FSEOG

Pell Grants and the Federal Supplemental Education Opportunity Grant (FSEOG) subsidies the U.S. federal government provided for students who need it to pay for college. These grants are limited to students with financial need, who have not earned their first bachelor’s degree, or who are enrolled in certain post-baccalaureate programs, through participating institutions. These types of grant money does not have to be paid back.

MCC Grant

The MCC grant is a need-based grant available to students who show financial need. This can be in combination with federal grants or on its own.  Each student is automatically considered for this Grant and no application or additional materials are required.

Roberta Willis Scholarship

The Roberta Willis Scholarship is a scholarship awarded annually to eligible need-based financial aid and need-based merit students. Eligible Connecticut residents enrolled as undergraduates at Connecticut’s public and nonprofit, independent institutions of higher education may qualify. Recipients must complete a FAFSA and have a federal Expected Family Contribution (EFC) within the allowable range. The scholarship was formally known as Governors Scholarships.

Work study

Purpose and Program Design

Student employment plays an important role in the day-to-day functioning of MCC and participating community agencies/schools. Many departments rely on their student employees to operate at full potential, and the students themselves depend on the income and experience derived from their work-study employment to help cover the cost of attendance. Funds available through the federal government or other sources allows the development of on and off-campus part-time, paid positions for eligible students. Student employment has a positive impact on the lives of students as it exposes them to real-life job interviews, resume building and submission, workplace etiquette, and allows them to expand their network. Our student workers perform many tasks and responsibilities that are imperative to the well-functioning of our institution and community agencies/schools. Studies show that participation in work-study programs has a positive impact on academic performance and goal attainment: “Employment within student affairs divisions offers environments in which students can apply the knowledge they have gained, as well as acquire new competencies, helping them to build solid foundations for their futures.”– Athas, C., Oaks, D., Kennedy-Phillips, L. (2013). Student Employee Development in Student Affairs. Research and Practice in Assessment, 8(2), 55-68.

Student Eligibility

To be eligible to participate in the work-study program, a student must:

  • Apply for financial aid and demonstrate financial need for such employment, based on federal and institutional standards.
  • Apply and be admitted at Manchester Community College.
  • Complete and submit all required documentation to the Financial Aid Office.
  • Be making satisfactory academic progress.
  • Be matriculated in a financial-aid-eligible associate degree or dertificate program.
  • Be enrolled at least half-time (six credits or more).
  • Be a citizen or eligible non-citizen of the United States.
  • Submit a Work Study Application with an attached resume to the Financial Aid Office.
Student Expectations
  • Work up to 17 hours a week, around the needs of the hiring department.  Students are not required to have prior employment experience.
  • Participate in at least one of the scheduled Career Services workshops, designed specifically for placed work-study students (i.e. Resume Development, Interviewing Skills, or Workplace Etiquette) or the Work-Study Information and Networking Session (offered in the fall).
  • Provide comments for the Student Employee Evaluation – to be completed with the supervisor each semester.
  • Use the online job posting system, College Central Network (CCN), and post/submit resume to review/apply for on-campus positions.
  • Log into the MCC student email account regularly to check for announcements with available Work Study positions.
  • Remain enrolled in at least six credits while participating in the work-study program to avoid penalties.
  • Complete any background check requirements.
  • Develop a formal, updated resume.
  • Students under financial aid warning or probation/waiver will meet with Financial Aid staff to discuss important policies resources for successful completion of the program and academic goals.
Learning Outcomes

Upon successful completion of a semester in the work-study program, students will:

  • Develop a sense of belonging to the college and campus community.
  • Work with others, including culturally and intellectually diverse peoples.
  • Think critically and develop problem-solving skills; and gain an appreciation for life-long learning.
  • Demonstrate leadership and show initiative as a contributing member of a mission-driven organization.
  • Develop the ability to multitask, follow instructions, and set goals.
  • Exhibit exemplary written and spoken communication skills.
  • Experience a formal job interview, and learn interview skills and resume preparation techniques.
  • Develop networking skills and establish professional relationships within the campus community or community service agency/school.  These may serve as sources of recommendation for future employment.
Federal Work Study and Student Application Process

Federal Work Study (FWS) funds are awarded to Manchester Community College students as part of their financial aid package once eligibility is determined and a position has been offered to the student.  In order to participate in the program, a student must submit a completed Free Application for Federal Student Aid (FAFSA) and any and all verification requirements by the published deadlines, if they apply.  Eligibility for receiving work-study funds is based on financial need.  As a federal program, Federal Work Study is governed by a series of federal regulations. Students must visit the Financial Aid Office to determine eligibility for work study and complete a Work Study Application.  Similar to the FAFSA, the Work Study Application must be renewed every academic year.  Work study is not the same as grants that are disbursed into the student’s account based on eligibility.  The student must work in order to get paid.  Due to funding limitations, work-study positions are NOT guaranteed for all eligible students. Depending on the fund allocations received by the federal and state government, we may be able to offer other work-study funds.  If institutional funds are approved for work study, the program will follow the same guidelines as for the FWS program.
Work study Checklist

Student Direct Loans

The William D. Ford Federal Direct Loan Program provides low-interest loans for students and parents to help pay for the cost of a student’s education after high school. The lender is the U.S. Department of Education, rather than a bank or other financial institution.

Eligibility

We advise students to wait for a complete review of their eligibility for other forms of (free) financial aid before considering submitting a loan application. Because MCC is so affordable, we recommend that students explore other options, such as work-study or payment plans. We encourage our students to graduate from MCC as close to debt-free as possible.
We do understand that sometimes loans are necessary. To be considered for a Direct Student Loan, all students must:

  • Have a complete FAFSA on file with MCC’s Financial Aid Office.
  • Be meeting the basic eligibility requirements
  • Enrolled in six credits hours or more
  • Not have a bachelor’s degree
  • Be in good standing with other student loans
  • Fill out and submit the MCC loan application (in the Financial Aid section of the Form Depot).

The deadlines for submission of loan applications to the MCC Financial Aid Office are:

  • Fall semester: October 1
  • Spring semester admits: March 1
Entrance Interview

Once we receive your application, all students are required to attend an entrance interview before they are awarded a loan. During the interview, students will learn about:

Post Interview

After the entrance interview, students must complete the Master Promissory Note to finalize their loan.

All students with loans are required to verify their enrollment approximately three weeks after the start of the semester. You will be sent an enrollment verification form for completion.

Scholarships

Aid for Summer/Winter

Intersession financial availability varies from year-to-year. It is important to check with the Financial Aid Office or updates on this website for the availability of funds for the current year.

Summer 2018

The Pell grant is the only available financial aid for summer 2018.

In order to determine summer eligibility for the Pell grant, a student must complete the 2017-2018 Free Application for Federal Student Aid (FAFSA).  Generally, students who did not enroll full time for the fall/spring semesters, and who will be registering for summer in classes applicable to their degree program, may be eligible for the summer Pell.  Students who have used their full time eligibility during fall and spring of 2017-2018, may be eligible for additional Pell funds, conditional to at least half time enrollment for the summer (six credits or more).  Book credit funds may be available for students who qualify.

*Students attending MCC for the very first time during the summer will not have aid eligibility for that period.  Said student must plan to pay for summer courses out-of-pocket but may apply for financial aid for the following fall and spring semesters and possibly for future summer terms once a history of attendance has been established.

The following are some summer policies that may affect student eligibility.  All students should become familiar with these policies prior to registering to ensure they understand how their summer award could be affected or could change.

  • Students who are not pursuing a degree at Manchester Community College (i.e. taking courses at MCC to transfer to a different home institution) are not eligible for financial aid at MCC.  Said students should contact their home school in order to discuss the possibility of receiving a reimbursement through the consortium agreement at their home school.  Out-of-pocket payment will still be due at the time of registration.
  • Certain courses may have special fees which can increase the total charges for the summer.  At times, the aid may not fully cover all tuition, fees and book charges.  Students should plan accordingly.
  • Students who were enrolled in another college during the 2017-2018 academic year and who used their Pell grant, may have limited or no eligibility for summer aid.
  • If a student’s Financial Aid Satisfactory Academic Progress status for spring 2018 is “Warning” or “Probation/Waiver,” the student must pass all classes in order to be eligible for summer aid.  Any grade of F, W or I in the spring will result in ineligibility for summer financial aid.  If a student chooses to register for a summer course and fails to meet the satisfactory progress minimum requirement during the spring, the student will be responsible for covering all summer charges out of pocket.
  • Students who will have reached their Maximum Credits hours for the summer are not eligible for summer aid.
  • If planning to withdraw, students must check with the Financial Aid Office to discuss any potential penalties.  Withdrawal from courses may result in a reduction or cancellation of the awarded funds for the summer, and students may be responsible for covering part or all summer charges out of pocket.
  • Failure to attend classes when registered will result in a loss of financial aid.  The student will be required to cover the cost of the course and materials out-of-pocket.
  • Any remaining balance that is not covered by the financial aid eligibility will be the student’s responsibility.
  • Part time enrollment in the summer may affect the cost of attendance or total student budget which can in turn affect the final award amount.  If eligibility changes after the summer course begins, the student will still be responsible to cover the charges out-of-pocket.

Summer eligibility or full financial aid coverage is not guaranteed for every student.  Feel free to contact the Financial Aid office to discuss eligibility.

Winter 2017
  • Students must register for ALL winter and spring classes at the same time. Students can still add/switch for the spring.
  • Winter intersession is considered part of the spring aid period; all winter book purchases will be charged against your spring award—use funds wisely as you may run out of book funds for the spring.
  • If you withdraw from your winter course, you MUST provide written notification of your intent to continue with the spring term courses; otherwise for financial aid purposes, you are considered to have withdrawn from the college altogether and a balance will be owed for the winter course.
  • Any balance not covered by aid must be paid in full at the time of the registration.
  • If your grades after the previous fall semester indicate that you are not making financial satisfactory academic progress, your winter grant will be cancelled and you will be responsible for any outstanding bill.
  • If we have to cancel your grant for any reason, you will be responsible for any tuition and fees due.
  • Fees are non-refundable; if you register for a class and drop it prior to the first day of the winter semester, you will be responsible for paying the fees for the dropped class.
  • You will be notified through your student email account when the winter aid award decision has been made; you may then view the award info on your student account. We do not mail responses.

Understanding Your Award

How to view your financial aid status via myCommNet

  1. Log into myCommNet
  2. Click on Banner Student & Faculty Self-Service
  3. Click on Financial Aid

If you have been awarded it will show here. If you are missing documents or have been selected for verification, the required documents will be listed.

Award Amounts

Your financial aid award is determined based on the results of your FAFSA. Awards are granted for a full academic year (fall through spring) and are based on full-time enrollment (12 credit hours or more). If a student registers for only one semester and/or less than full time, the award amount will adjust.

Example:
Student awarded $5,000 for the year ($2,500 per semester).
Enrolls for six credits in fall and six credits in spring.
Fall funds paid = $1,250; Spring funds paid = $1,250; TOTAL = $2,500

Student Bill

Your student bill is calculated and maintained by the Bursar’s Office. It can include tuition, fees, purchases from the book store, etc.

Balances

You will have a bill with the college if:

  • You have not completed a financial aid application
  • Your bill exceeds your financial aid award
  • You are denied financial aid due to not meeting eligibility requirements
  • Your financial aid was revoked due to our policies
  • All unpaid bills will be reported to a collection agency. A hold will also be placed on your account. In the event of a hold, no student records (including transcripts) will be released.

Those students will a balance remaining, or who do not qualify for financial aid, my choose to take advantage of the college’s installment payment plan. The plan is available to students who are registered for a minimum of six (6) semester hours. Students may apply for an installment payment plan on the day after the semester’s tuition is due.

Book Credit – Using Financial Aid in the Campus Bookstore

Students who have financial aid left over after the costs for tuition and fees are covered will be able to use this credit at the campus bookstore. The book credit cannot be used anywhere online or through another bookstore.

To use the book credit, visit the bookstore with a copy of your schedule and Photo ID during the designated book credit dates and indicate that you will be using your book credit eligibility to cover the cost of books.

Note: Not all students are eligible for the book credit. If you have a bill after financial aid has been applied to your charges, you will not be eligible for the book credit. The book credit can only be used through the announced deadline each semester. For deadline information, please visit the campus bookstore.

Refund Checks

For those students who qualify, reimbursement funds are typically available four to six weeks after the start of classes. To request direct deposit, visit your myCommNet account. Under “Student Services” select “Registration and Payment,” and then click on “Direct Deposit Enrollment.” If you don’t request direct deposit, a check will be sent to your home. Make sure your address is up-to-date with the Registrar’s Office. All disbursements and refunds are handled by the Bursar’s Office.

Not sure how your refund check was calculated? Read about Financial Aid and Your Bill.

Need Help?

We are always willing and excited to work with students should questions arise. We know the FAFSA process can be foreign to some. We have created many options for students to come to campus to get assistance with an MCC Financial Aid staff, Enrollment Services staff or CONNTAC representative.

FAFSA Day Session

The FAFSA Day session is designed to provide current and prospective MCC students with free, hands-on assistance in completing the Free Application for Federal Student Aid (FAFSA). MCC Financial Aid and Enrollment Services staff will be available to help you with the FAFSA.  The sessions goal is to have students and their families walk away with the satisfaction of knowing they have accomplished one of the biggest steps in getting ready to go to college.

The 2018-2019 FAFSA is completed with 2016 financial information. All information reviewed by the MCC staff will be kept private and confidential and will not be used for any purpose other than helping the students and families apply for financial aid. Students and family identities will be protected to the best extent possible, and none of the information being requested will be sent to vendors for other purposes besides applying for aid.
Our next FAFSA Day Session is February 24, 2018. Registration will open in January.

FAFSA Workshops

We host several group FAFSA workshops throughout each semester to allow students to work on the FAFSA with a Financial Aid or Enrollment Services staff member handy for you to ask questions. We set you up on computers in our office and allow you to work on or complete the FAFSA under the supervision of one of our staff. This allows you some assurance that it has been submitted successfully
Available Workshop dates:

Monday, March 5, 2018 at 11 a.m.
Tuesday, March 27, 2018 at 4 p.m.
Tuesday, April 3, 2018 at 4 p.m.
Monday, April 9, 2018 at 11 a.m.
Tuesday, April 17, 2018 at 5 p.m.
Monday, April 23, 2018 at 10 a.m.
Tuesday, May 8, 2018 at 4 p.m.
Monday, May 21, 2018 at 11 a.m.

Work-Study Information and Networking Session

2018 information to be determined.

At the event, you can expect to learn about the process of applying for a work study position and searching for available positions through College Central Network. You will receive tips on interview skills, resume development, payroll processes, work place etiquette and customer service. There will also be an opportunity for you to network with potential employers on campus and discuss the expectations of holding a work-study position.

Come prepared! Use the online resource available through InterviewStream for videotaped interview practice. This will serve as the perfect tool to help prepare you in advance for the event. We encourage you to bring multiple copies of your updated resume.

CONNTAC

CONNTAC Educational Opportunity Center is a federally funded program that provides free educational counseling and career planning services to individuals throughout Connecticut.

Locations and Representatives

A central office and ten satellite sites comprise the EOC. Below is a list of the EOC represenatives:

EOC Locations and Representatives
Location Representative name and title
Central Office Cecilia F. Nugent, Executive Program Director
Bridgeport Shavonn Hudson, Educational Counselor
Farmington / New Britain Erica Coleman, Lead Education Counseling Coordinator
Hartford Allyce Pace, Educational Counselor
Manchester Kara Ramsey, Educational Counselor
Middletown / Meriden Margarita “Daisy” Aiken, Educational Counselor
New Haven DeShayla Shelley, Assistant Director
Norwalk / Stamford Laura Blackwell, Educational Counselor
Norwich / New London Gloria Dover, Educational Counselor
Waterbury Arlette Taylor, Educational Counselor
Willimantic/Danielson Philhemina Boone, Educational Counselor

Contact Information for MCC

Kara Ramsey, Educational Counselor
Phone: 860-512-3556

Staff

Anna Torres, Interim Director
860-512-3382
ATorres1@manchestercc.edu

Jody Bailey, Associate Director
860-512-3384
JBailey@manchestercc.edu

Yanidza Betancourt, Interim Associate Director
860-512-3385
YBetancourt@manchestercc.edu

Donna Lee-Pitt, Secretary
860-512-3383
DLee-Pitt@manchestercc.edu

Tracey Hadden-Deptula, Educational Assistant
860-512-3387
THadden-Deptula@manchestercc.edu


Office Information

Location: Student Services Center, L177
Email: ma-finaid@manchestercc.edu
Phone: 860-512-3380
Fax: 860-512-3381

Financial Aid Office
Manchester Community College
Great Path, MS #11
P.O. Box 1046
Manchester, CT 06045-1046

Office Hours

Please note: The week of spring break (March 12-18), all Enrollment Services offices will be open Monday through Friday, 8:30 a.m.-4:30 p.m.. 

Monday: 8:30 a.m.–4:30 p.m.
Tuesday: 10:30 a.m.–7:00 p.m.
Wednesday: 8:30 a.m.–4:30 p.m.
Thursday: 8:30 a.m.–4:30 p.m.
Friday: 8:30 a.m.–4:30 p.m.